Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Fractures: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes uber class action lawsuit $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.